Cheap Direct Health Insurance
Insurance of any kind generally isn’t cheap. And finding cheap health insurance can be nearly impossible. Fortunately, Cheap Direct Insurance can help take the sting out of your health insurance premiums and help you buy cheap, effective health insurance coverage provided by reputable insurance companies licensed to do business in your state.
Federal lawmakers recently enacted the national health care overhaul, which requires all U.S. citizens, with some exceptions, to prove they have health insurance coverage by 2014 or pay a fine. If you are among the millions of Americans currently without health insurance coverage, Cheap Direct Insurance can help you buy a good, cheap health insurance policy that won’t put you in bankruptcy court.
Unemployment Driving Up Health Care Costs
For unemployed Americans, maintaining group health insurance benefits is expensive, costing an average $400 per month for an individual and $1,100 per family to maintain prior group health insurance benefits, according to the Kaiser Family Foundation. The $787 billion federal stimulus package approved last year allocated funds to help unemployed Americans continue their health insurance benefits through the Consolidated Omnibus Budget Reconciliation Act of 1986 – popularly known as COBRA. But those who began receiving the COBRA health insurance subsidy between September 2008 and March 2009 began losing their assistance at the end of May.
Free Service; Cheap Direct Insurance
Trying to continue group health insurance benefits while unemployed not only is risky – it might be downright foolish! Group health insurance benefits generally offer a much larger range of benefits than a particular individual needs. For example, a single male has no use for maternity benefits provided in most group health insurance plans. And a monthly health insurance premium of $1,100 uses up about 83 percent of a family’s average monthly unemployment take-home benefits of about $1,332, according to Families USA.
Regardless your employment situation, Cheap Direct Insurance can help you buy a good, cheap health insurance policy without breaking the family budget. We work with local state-licensed health insurance agents and brokers to find you the best deals on good, cheap health insurance that won’t put you in the poor house. Feel free to take a few moments providing some basic information about you and your family, and you’ll begin receiving quotes on health insurance in short order.
